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全英｜在美国生活，一个月要花多少钱？How much does it cost to live in America? This is how much I spend in a month.

Living in America: Monthly Expenses Breakdown

作者 · Leah's English 莉雅老师时长 · 5:29更新 · 2026/01/05
全英｜在美国生活，一个月要花多少钱？How much does it cost to live in America? This is how much I spend in a month.
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miscellaneousadjective
混杂的，各种各样的
英文释义: consisting of a mixture of various things that are not usually connected with each other
近义词:
assortedvarieddiverse

There are miscellaneous items in the drawer.

抽屉里有各种各样的物品。

utilitiesnoun
公用事业
英文释义: services such as gas, water, or electricity that are used by everyone
近义词:
servicesamenities

The rent includes utilities like water and electricity.

租金包括水电等公用事业费用。

chaoticadjective
混乱的
英文释义: in a state of complete confusion and disorder
近义词:
disorderedmessyturbulent

The room was chaotic after the party.

派对后房间一片混乱。

skimpverb
节省，吝啬
英文释义: to not spend enough time or money on something
近义词:
scrimpeconomize

She didn't skimp on her skincare routine.

她在护肤程序上毫不吝啬。

thriftyadjective
节俭的
英文释义: using money and other resources carefully and not wastefully
近义词:
economicalfrugal

She is very thrifty and always looks for sales.

她非常节俭，总是寻找打折商品。

doableadjective
可行的
英文释义: able to be done or achieved
近义词:
feasibleachievable

Living in the city with roommates is doable.

在城市里和室友一起住是可行的。

luxurynoun
奢侈品
英文释义: something expensive that is pleasant to have but is not necessary
近义词:
indulgenceextravagance

She avoids buying luxury products.

她避免购买奢侈品。

subscriptionsnoun
订阅
英文释义: an amount of money you pay regularly to receive a service
近义词:
membershipenrollment

She shares her HBO subscription with her family.

她和家人共享HBO订阅。

transportationnoun
交通
英文释义: the movement of people or goods from one place to another
近义词:
transitconveyance

Public transportation in America is often unreliable.

美国的公共交通常常不可靠。

insurancenoun
保险
英文释义: an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium
近义词:
coverageprotection

Health insurance is very expensive.

健康保险非常昂贵。

break down

释义: To separate something into smaller parts to understand or analyze it better.
中文: 分解，拆解以便更好地理解或分析。
用法: Often used when discussing expenses, tasks, or problems.

I'm going to break down all of my expenses into different categories.

我将把我的所有开支分解成不同的类别。

bring costs down

释义: To reduce expenses.
中文: 降低成本。
用法: Commonly used in financial or budgeting contexts.

Living with a roommate will bring costs down a lot.

与室友合住会大大降低成本。

good deal

释义: A favorable or advantageous arrangement.
中文: 划算的交易或安排。
用法: Often refers to purchases or living arrangements.

My rent was $450 per month, which is a really good deal.

我的房租是每月450美元，这真的很划算。

skimp out on

释义: To economize or reduce spending on something important.
中文: 在重要的事情上节省或减少开支。
用法: Usually implies neglecting something necessary.

That is something I absolutely refuse to skimp out on.

这是我绝对不愿意节省的东西。

run out of

释义: To exhaust the supply of something.
中文: 用完，耗尽。
用法: Commonly used with consumable items.

I usually don't spend any money on makeup unless I run out of something.

除非我用完了什么，否则我通常不会在化妆品上花钱。

way too busy

释义: Extremely occupied or overwhelmed with tasks.
中文: 非常忙碌或被任务压得喘不过气。
用法: Emphasizes extreme busyness.

If I'm really way too busy to go home.

如果我实在太忙回不了家。

save some money

释义: To reduce expenses or set aside funds.
中文: 节省一些钱或存钱。
用法: Commonly used in financial planning.

I share a lot with my family so we can all save some money.

我与家人共享很多资源，这样我们都能省些钱。

on sale

释义: Available for purchase at a reduced price.
中文: 打折出售。
用法: Often refers to retail discounts.

I try to be very thrifty and only buy stuff if it's on sale.

我尽量节俭，只在打折时买东西。

super expensive

释义: Extremely costly.
中文: 非常昂贵。
用法: Casual way to emphasize high cost.

Having a car in America is super expensive.

在美国拥有一辆车非常昂贵。

a little bit more doable

释义: Slightly more manageable or feasible.
中文: 稍微更可行或可管理。
用法: Used when discussing feasibility.

If you live in a city that has better public transportation, then it's definitely a little bit more doable.

如果你住在公共交通更好的城市，那绝对会稍微容易一些。

听音猜词，点击空格可自行填写

How much does it really to live in America?

I'm going to break down all of my into different categories.

First, let's start with the biggest cost, which is .

So because of this, a lot of people choose to live with a or two, and that will bring costs down a lot.

For , I usually spend around $300 per month, and I cook a lot, and I also cook for my boyfriend as well.

For and different entertainment apps, I share a lot with my family so we can all save some money.

So I usually spend around $125 per month on , which might sound like a lot, but I'm not buying any luxury products or anything super expensive like that.

And then, like most Americans, I do have to pay, so I spend $150 on paying back my loans every month.

And another one of the really big costs here is .

It's so hard to go anywhere unless you only go around campus or if you live in a city like New York that has a lot of trains, but that's pretty rare.

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How much does it really cost to live in America?

在美国生活的真实成本究竟是多少？

Let's look at how much I spend in one month.

让我们来看看我一个月的开销。

I'm going to break down all of my expenses into different categories.

我将把我的所有开支分成不同的类别。

So there's housing,

首先是住房，

food,

食物，

entertainment,

娱乐，